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The Best Homeowners Insurance Companies in New Jersey

Our methodology Using our proprietary scoring system, called SimpleScore, we assessed the top home insurance companies. We looked at available discounts, coverage options, customer satisfaction, accessibility and quality of support. We also looked at other reputable reviewers, such as J.D. Power, which tracks customer satisfaction each year, and Consumer Reports, which looks at such factors […]

The post The Best Homeowners Insurance Companies in New Jersey appeared first on The Simple Dollar.

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How to make money fast (make up to $100-$500+ today and $1000-$5000 this month)

TL;DR: Making money fast has nothing to do with pitting all your hopes and dreams on the roulette wheel at your local casino. Instead, it looks at skills and bills in your everyday life that can earn you more money. Some can get you hundreds to thousands of dollars in a few hours, while others a couple of weeks or months. 


Fast money requires you to be creative and harness your inner entrepreneur. I’m not saying go all Walter White on me and break bad. No, far from it! 

Making money fast is an essential skill set that will keep you flush when unexpected situations arise. I want you to confidently know which levers to pull to learn how to get some extra cash fast. 

And time is relative, right? It’s going to keep ticking whether you bother to earn extra cash or not. 

Because our ideas of ‘fast’ might differ, I’ve added in a few items that can make you cash in as little as an hour to projects that might take about 3 to 6 months.

22 ways to earn money fast 

Whether you’re looking to start up a side hustle or using your skills to improve your income, it’s important to remember that there is no ceiling on your ability to earn. 

1. Sell all the junk in your garage 

This is a quick win in terms of monetizing things you no longer need. A word of caution, though. Selling things you no longer need is not a sustainable way to make more money. It’s a one-off. Also, unless you’re selling those goods for more than you paid for them, you’re also losing money on them. 

2. Sell other people’s junk 

If you have a knack for finding goods at a steal and selling them at a tidy profit, it may just be a great business idea for you. The best part is it takes very little time to set up and you don’t even need a shopfront to do this, as it’s a simple business model you can establish on the internet, too. 

3. Start an online store 

Riding on the coattails of the previous suggestion, an online store is a fairly simple and inexpensive business to set up. You can decide which items to sell, whether you’re selling your own products or whether you’re an agent for someone else. It might take a while to get established, but if you have the right product for the right market and you have a solid marketing plan, it might just happen faster than you think. 

4. Ridesharing 

If you happen to have a few hours free every day and have a car that meets the Uber or Lyft criteria, the income you make here can be a nice addition to your take-home pay. 

5. Open an Etsy store 

If you happen to be gifted with creative talent and you’re a graphic designer, illustrator, or all-around crafter, an Etsy store can be a great source of customers. Just remember to tag your products correctly, provide awesome service, and once again, market the heck out of your store. 

One of Ramit’s students was able to make over $25,000 dollars by selling his art on Etsy. That could be you!

6. Make your memories work for you 

Photos can make you a lot of money. For instance, stock photos can range from around $4 to hundreds of dollars depending on the license of the photo, its quality, and the subject matter. Just be sure to have waivers in place for models and copyrighted items. Shutterstock, Creative Market, and Flickr offer neat packages and plenty of exposure to potential customers. 

7. Become a shopper 

Heading out to the mall anyway? Why not sign up with Instacart and Shipt to become a shopper? The best part is you can cash out your earnings immediately when you get paid. If the shopping part isn’t for you, how about becoming a delivery person? Quick cash and you determine your shifts. 

8. Tutor online or in-person

Tutoring is a great way to use your skills to your financial advantage. You determine the number of lessons you’ll give and those who have pretty neat credentials can charge a worthwhile fee. You also choose whether you’re going to do it in-person or online. 

9. Use your existing skills to grow your new business 

Marketing whiz at some fancy firm? Accountant by day, financial guru at night? Your existing skills can pave the way for a lucrative side hustle. Other professions that can easily convert to a small business or freelancing career include graphic designers, web developers, copywriters,  personal trainers, and professionals. 

10. Become a transcriber

If you need something that is simple to get started in and doesn’t require a ton of training, transcribing offers fast money at reasonable rates. You might not be able to buy that house in the Hamptons with the cash you make here, but you’ll definitely make a difference to your emergency savings or vacation fund. 

11. Expand your current business operations 

Small business owners know the value of cross-selling. Buying a pair of brogues? Why don’t you buy this imported leather belt and cardigan to complete the outfit? 

But it goes deeper than this. If you’re a shoe store owner, look to sell shoe care items, too. If you do web development for a living, expand that to SEO and digital advertising to generate more income. Or web hosting. Gosh if you can string two sentences together that elicit a positive response from readers, you might just be able to throw content writing in the mix, too. 

12. Online courses 

Opening an online business doesn’t always have to involve physical products as you can promote services too. 

While this might not be a quick win for everyone, if you happen to have a decent following on a blog or YouTube channel, you have the opportunity to let your followers in on your moneymaking secret. An online course can provide a decent income stream for a long time to come, and opens up the door to great future earnings. 

Other platforms worth exploring include Udemy and Skillshare. While you’re up against other course creators, a solid course and a great marketing plan will allow you to stand out from the rest. 

13. Become a freelance copywriter 

If you know your Dale Carnegie from your Don Draper (apart from the fact that one is a fictional character), selling the proverbial sand to a desert dweller might just be within reach. Even if you don’t, there are plenty of courses that will take you through the motions. Once you get started, earnings can start trickling in after just a few weeks. 

Freelance writers come in all shapes and sizes and while there is good money in copywriting, you may also want to check out content writing, technical writing, academic writing, and ghostwriting. A lot of our students are interested in copywriting, and you can read more about our strategies in this blog post on how to become a copywriter.

14. Unleash your inner java beast 

There is simply no better way to ensure you get your fill of flavored bean water than becoming a barista. Plus, you’re getting paid for it. It’s one of the quickest training programs and can have you earning in just a week or two. This is a great step for college students who need a part-time job. 

Take this a step further and learn unique brewing methods, how to roast your own beans, and start an online business selling coffee paraphernalia. Coffee is a terrific business if you know where to look. 

15. Host pop-up kitchens 

If you have a knack for leaving your guests speechless at your culinary prowess, happy speechless that is, then you might stand a chance to make some good dough hosting pop-up kitchens. That pun was intended, don’t hate me! 

People are intrigued by the mystery and want to be part of something unique. If you have the organizational skill, marketing flair, and culinary touch, this might just be your new moneymaker. 

A pop-up kitchen is a concept that allows you, the cook, to set up a dining situation in random places. For instance, the roof of a New York apartment building, a local park, or even in an old, abandoned mansion. You will need to get the necessary permits and permissions, but with the right crowd, it’s worth it. Once these are in place, you send out the invite to a group of preselected people. The guest list is limited and a speedy reservation secures the booking. 

The best part is you decide the lavishness of the event. You can start off small and simple, and as your kitchen gains popularity, you can add some more glamor and pizzazz to the event. 

16. Become a landlord 

If this headline brings up images of you wearing a kilt and carrying the title of Scottish lord thanks to those ads on social media, this is not it. But in all seriousness, if you happen to have property with decent square footage, you may want to crunch the numbers to consider letting out some of your space. Whether it’s a room or a cottage, or a piece of land to someone with a tiny house, your property needs to start working for you. 

17. Set up a blog 

While there are those who might argue that a blog isn’t fast money, there is no reason you can’t start earning on it immediately. Whether you market printables or products, if you manage to gain foot traffic to your site, it can be a tremendous moneymaker. Do guest posts, ad AdSense, or InfoLinks and you’re set. 

You can also dedicate your blog to earn from sites such as Amazon through their Amazon Associates program. Once you start gaining regular visitors, making money with affiliate marketing can be a steady source of income and provide your financial freedom. 

18. Lead generation 

If you have a vast network that is easy to tap into, consider lead generation. Companies are willing to pay good money to get a hand on solid, qualified leads. Who doesn’t want some extra business? But that doesn’t really give you the meat of this business, does it? Let’s flesh it out a bit. 

You have a news site that runs quizzes every now and then. You include a radio button that indicates whether your reader wants to be contacted regarding the topic of the quiz. For instance, “how often do you wash your carpets?” could get your reader into contact with carpet cleaning companies. Those are qualified leads. What’s important is that the reader wants to be contacted and has a preference in the method.

19. Refinance your debt 

Right, this is something that you need to approach with caution because you want to do the smart thing over the long term. When refinancing debt to save money, it can only be for the following reasons: 

  • Reducing the term (which means increasing your installment) to save on future interest 
  • Reducing the interest rate because of your FBI negotiation skills (if there is an FBI for lower fees, that is) 
  • Reducing the installment because you’ve paid a lump sum into your mortgage

If you’re reducing your installment by extending your term, big red warning bells that rival anything that Tim Burton could fabricate should pop up in your mind. You may run the risk of paying more in interest over the total term of the loan.

For instance, on a loan amount of $240,000 at an APR of 3.8%, you’ll pay roughly $1,492.18 per month, excluding property taxes and insurances on a term of 20 years. The total interest paid over the term is $103,004.36. 

That same loan at the same rate over a period of 30 years might lower your installment to $1,118.30 before taxes and insurances, but your total interest paid over the term is $162,587.15. Do you see why it’s important to ask the $30,000 questions and forget about the $3 ones? 

20. Ask your employer for extra work 

Your current employer might just be the easiest stream of additional income. The obvious ones are to find out whether you can pick up extra shifts or work overtime. You can also offer to take on additional roles at a predetermined rate, such as managing their social media accounts. 

21. Tap into hidden income 

If you’re anything like me, there are a number of bills that come through every month and I pay religiously. In fact, my finances are automated so I don’t really pay attention to it at all. I just check my statement every now and then to make sure the amounts are correct. 

But when I want to make money fast, this is the first place I look. I take time to dissect each payment to make sure I’m getting the best value for money. 

I want to share this with you because this is easy money, sitting right under your nose.

  • Cable 
  • Subscription services 
  • Insurance 
  • Gym membership
  • Gift cards

You’re going to call them up, tell them what a great customer you are, and ask them to give you a better rate. That’s it! Sure, they might say it can’t be done, but then you’re going to follow that up with, “I’d sure hate to have to move to your competitor because of a silly money issue. Is this the best you can do? Is there someone else I can speak to?”. 

Believe me, it’s far cheaper to retain an existing customer than to sign up a new one. Here’s an example conversation script you can use:

how to make money fast example conversation script 1

22. Negotiate your salary 

I’ve done the groundwork for you. Negotiating your salary shouldn’t cause sweaty palms and a dry mouth. In fact, with the right preparation, you’d be in a position to negotiate with ease. But that means knowing how to build up to the event, or d-date. No, that sounds too ominous. Let’s call it the More Money date. See what I did? Remember, top performers negotiate regularly. 

You’re not just requesting this increase for now. It’s going to affect your future increases too as your increases will be based on your new income. The effect is exponential and future you will thank you. Did I mention your cash bonuses might get a worthy bump too should your increase place you in a new salary bracket? 

According to my own personal experience, it takes around three months to ask for that raise. This is why: 

  1. 3 months before: You start gathering your portfolio of evidence: your contribution to a team effort, ways you improved your role, value you added to the company. You also want to ask your boss for ways to excel in your position. 
  2. 2 months before: Initiate those changes and ask your boss whether your efforts are in line with the expectations, and how you can improve on those even further. You also want to gently introduce the Briefcase Technique. This is where you pull out your five-page proposal on areas in the company where you can make a difference. 
  3. 1 month before: Open the conversation of compensation, and that you would like to meet in a month’s time. Ask your boss what they would like you to bring to the meeting that would add value to your request. 
  4. More money day: All your research and preparation culminates in this meeting. Be sure to address the points your boss raised before and make your desired compensation known. 

Ramit put together a quick video to break down the basics of salary negotiation:

Ask Ramit: How can I negotiate salary when they tell me they can’t pay more?

How to create extra time to pursue those additional income streams 

Fast money is not always easy and you may have to sacrifice some free time at least for a little while to increase your earnings. Some tips to get you started: 

  • Don’t be afraid of the 5-minute work blocks  Whether you’re a parent constantly on the run or a busy exec that simply can’t clear out their inbox, those five minutes lulls between events can be pretty helpful. Successful people know that working in the fringe hours of the day is sometimes all you have. While others are idly scrolling on their phones, you’re building your Best Life. 
  • Schedule a time to work on your additional income stream  If it’s important to you, you’ll make space in your calendar for it. As simple as that. 
  • Pay for some services that take up too much time  You’re going to want to save on as many services as you possibly can during your startup phase but some are just worth handing it over to the experts. For instance, designing your branding, building your website, and if you’re not a regular Chip Gaines, someone to take care of your shopfitting. 

Making money fast can be a satisfying and rewarding pursuit. It allows you some wiggle room if finances turn a little hairy and circumstances change. It gives you the freedom to write your own paycheck and be the one in your friendship circle that always has spare cash. 

How to make money fast (make up to $100-$500+ today and $1000-$5000 this month) is a post from: I Will Teach You To Be Rich.

Faith Hill Pens Heartfelt Tribute to Daughter Gracie With "Tears Rolling Down My Face"

Faith Hill, 2017 CMA AwardsWe love the way Faith Hill loves her daughter.

The country superstar took to Instagram on May 5 to wish daughter Gracie McGraw the happiest of birthdays with the sweetest of…

The 5 Best Business Checking Accounts in 2021

Starting a business is an opportunity to be your own boss, make money and grow your skill set.

There are also the not-so-great, somewhat messy and complicated parts about operating a business. If you start off solo or small, you’ll be tackling a lot of tasks yourself.

But don’t worry. In this article, we’re going to address something relatively simple in the business world: the best business checking accounts.

We’ll go into why you need one, what you should look for and several of the best ones available, both in-person and online-only.

Wait, Do I Really Need a Business Checking Account?

The purpose of a business checking account is to keep your business finances separate from your personal finances.

Technically, you might not need one depending on the legal structure of your business.

For example, if you’re a freelance writer who established a sole proprietorship and is starting slowly, you could use your personal checking account to get off the ground. But you’ll want to be extremely organized about keeping track of your business money for tax time. (Nothing will damper your momentum like getting audited.)

The type of business you’re running makes a difference here. If it’s transaction-heavy — or a particular legal structure, like a limited liability company — you might need a business checking account, full stop.

But if you’re starting any kind of business, it’s probably in your best interest to open one.

Business checking accounts make it easier to track profits, expenses and deductions, and help establish your operation if you file for business credit cards or loans down the line.

What You Need to Open a Business Checking Account

To open an account, you’ll typically need the following:

  • Social security number (SSN) or employee identification number (EIN)
  • Valid driver’s license or state ID
  • An initial deposit

How easy it is to open a business checking account will depend on your business. If you’re a sole proprietor, the process might feel similar to opening a personal checking account. If you have a different legal business structure, you’ll likely have to provide additional documentation (like your articles of incorporation). Requirements will vary from bank to bank.

What You Should Look for in a Business Checking Account

Before you peruse accounts, get a handle on your business needs and wants. For instance, do you make a lot of transactions? Do you want a business credit card ASAP? Do you prefer a big bank where you can pop into a different branch every half mile?

There are other considerations. Do you want your bank, credit union or financial institution to…

  • Offer free bank statements?
  • Have an app?
  • Offer free online banking and/or bill pay?
  • Have in-person locations?
  • Offer comprehensive customer service, i.e., allow you to talk to someone online and on the phone 24/7?
  • Have integration with tools, like invoicing software?
  • Offer multiple products, such as business credit cards, small-business loans, etc.?

There are lots of banks for small businesses to choose from, but you want one that will give you the most options. And ideally, save you some money and headaches in the process.

To choose the best business checking accounts, we focused on accounts that:

  1. Require a low minimum initial deposit ($1,000 or less — most require only $25).
  2. Offer a certain number of transactions for free.
  3. Either have no monthly service fee or make it easy to have the fee waived.

We also focused on checking accounts for small and medium businesses. If you’re looking for accounts to manage a higher volume, many of the traditional institutions on our list have them, too.

Pro Tip

Check out our current list of bank promotions for a chance to gain a monetary bonus when signing up for a new business checking account.

The 5 Best Business Checking Accounts for May 2021

We chose five institutions and a couple of different checking account options for each where available.

1. Chase: Best for 24/7 Customer Service and Overall Accessibility

Chase is a well-known brand with many physical branches and flexible options for business owners. It’s a good choice if you want to be able to find a chain easily and talk to someone in person. Chase also offers 24/7 support, so you can call and email them anytime of day. From personal experience, if you send them a secured online message, they typically follow up within 24 hours. To learn more, read our Chase Bank review.

  • Number of branches: Approximately 4,700
  • Number of ATMs: 16,000

Here’s the lowdown on Chase Business Complete Banking and Chase Performance Business Checking.

Chase Business Complete Banking

Chase Business Complete Banking (for small businesses) at a glance:

Sign-up bonus: $300 for new customers who meet certain criteria

Minimum initial deposit: $25

Monthly service fee: $15; waived if you maintain a minimum daily balance of $2,000 or link a qualifying Chase account

Cash deposits per month: Up to $5,000 without an additional fee

Free transactions per month: 100

Other benefits:

  • Access to Chase online and mobile banking
  • Get same-day deposits 
on card payments at 
no additional cost

Chase Performance Business Checking

Chase Performance Business Checking (for medium-sized businesses) at a glance:

Sign-up bonus: None specified

Minimum initial deposit: $25

Monthly service fee: $30; waived if you maintain a minimum daily balance of $35,000 or more in qualifying accounts

Cash deposits per month: Up to $20,000 without an additional fee

Free transactions per month: 250

Other benefits:

  • No charge for all incoming wires and two outgoing domestic wires per statement cycle

Interest-bearing option availableChase has business saving account, lending and credit card options, too. Chase offers several small-business credit cards, all with new card member bonuses, which include $750 cash back to 100,000 bonus points depending on the card.

A man rides a bike past Wells Fargo in St. Petersburg, Fla.

2. Wells Fargo: Best for Small Business Owners Just Getting Started

Wells Fargo is another strong choice for your business checking account needs. It has many branch locations and you can call them 24/7. Its website is also easy to navigate and lets you find answers to your questions without clicking on a ton of links. Check out our Wells Fargo Bank review for more information.

  • Number of branches: Approximately 7,200
  • Number of ATMs: Over 13,000

Wells Fargo Initiate Business Checking

Initiate Business Checking (for new and small businesses) at a glance:

Sign-up bonus: None specified

Minimum initial deposit: $25

Monthly service fee: $10; waived by having a minimum daily balance of $500

Cash deposits per month: Up to $5,000 for free

Free transactions per month: 100

Other benefits:

  • Customized business debit card
  • 24/7 fraud monitoring
  • Mobile deposit

If you’re just getting started with your small business and don’t expect to scale right away, Initiate Business Checking is a solid, affordable account to open.

Wells Fargo Navigate Business Checking

Navigate Business Checking (for small- to medium-sized businesses) at a glance:

Sign-up bonus: None specified

Minimum initial deposit: $25

Monthly service fee: $25; waived by having a minimum daily  balance of $10,000 or an average combined business deposit balance of $15,000

Cash deposits per month: Up to $20,000 for free

Free transactions per month: 250

Other benefits:

  • Customized business debit card
  • 24/7 fraud monitoring
  • Mobile deposit

Wells Fargo also offers small-business lending and credit card options.

3. U.S. Bank: Best for Simple, Fee-Free Banking

While primarily located in the Midwest, this chain has lots of locations across the country. That’s great news if you’re a small-business owner looking for a simple checking account.

U.S. Bank has no monthly service fees for its Silver account, so no worries about meeting certain criteria to have the fee waived. You can also go to its website and take a short quiz to determine which account would work best for your needs.

  • Number of branches: 3,106
  • Number of ATMs: 4,842

U.S. Bank offers Silver, Gold, Platinum and Premium business checking accounts, and we’re going to outline the first two.

U.S. Bank Silver Business Checking

Silver Business Checking (best for newer or smaller businesses) at a glance:

Sign-up bonus: None specified

Minimum initial deposit: $100

Monthly service fee: $0

Cash deposits per month: 25 for free

Free transactions per month: 120 per statement cycle; 50 cents per excess transaction

U.S. Bank will charge you $5 for paper statements, so stick with online ones to save money and the planet.

Other benefits:

  • Online and mobile banking
  • Discount on first check order
  • Small Business Visa credit card
  • Card payment processing

U.S. Bank Gold Business Checking

Gold Business Checking (for businesses with moderate transaction levels) at a glance:

Sign-up bonus: None specified

Minimum initial deposit: $100

Monthly service fee: $20; waived by satisfying one of several criteria listed on its website

Cash deposits per month: 100 for free

Free transactions per month: 300 per statement cycle; 45 cents per excess transaction

Other benefits:

  • Online and mobile banking
  • Remote check deposits
  • Discount on first check order
  • Small Business Visa credit card
  • Card payment processing

Silver and Gold are good options for small businesses looking for free business checking accounts (as long as you stay within the limits). And in general, Chase, Wells Fargo and U.S. Bank are all good options for an LLC.

4. BlueVine: Best for Fee-Free, Online-Only Banking

Want to open an account on your phone and manage it entirely online? Welcome to 2021… and to BlueVine.

BlueVine boasts no hidden fees and unlimited transactions. Members can pay vendors, schedule one-time and recurring payments, and earn an impressive 1.0% on their checking account balance up to $100,000. Deposits are FDIC-insured (up to $250,000) through The Bancorp Bank.

  • Number of branches: 0
  • Number of ATMs: Users can withdraw cash fee-free at over 38,000 MoneyPass® locations in the U.S.

BlueVine at a glance:

Sign-up bonus: None specified

Minimum initial deposit: $0

Monthly service fee: $0

Cash deposits per month: Unlimited. You can deposit cash at close to 100,000 retail locations through a partnership with Green Dot. A $4.95 fee, per deposit, applies.

Free transactions per month: Unlimited

Other benefits:

  • A BlueVine Business Debit Mastercard®
  • Access to a business line of credit
  • Two free checkbooks
  • Phone and email customer support
A black man with a bald head looks forward while working on his laptop.

5. Axos Bank: Best for Business Interest Checking

Axos Bank is another online-only bank. In addition to business checking accounts that earn interest, customers can take advantage of surcharge-free ATMs across the U.S.

  • Number of branches: 0
  • Number of ATMs: You can use any ATM in the U.S. and you’ll be reimbursed for the fees

Axos Bank offers Basic Business Checking, Business Interest Checking and Analyzed Business Checking. We’re going to look at the first two.

Axos Basic Business Checking

Basic Business Checking at a glance:

Sign-up bonus: $!00 if you incorporated after June 1, 2020

Minimum initial deposit: $1,000

Monthly service fee: $0

Cash deposits per month: Up to 60 items with remote deposit

Free transactions per month: 200; afterward, 30 cents each

Other benefits:

  • Pay bills with no charge through the app
  • First set of 50 checks is free
  • Compatible with QuickBooks

Axos Business Interest Checking

Business Interest Checking at a glance:

Sign-up bonus: $100 if you incorporated after June 1, 2020

Minimum initial deposit: $100

Monthly service fee: $10; waived if there’s an average daily balance of $5,000

Cash deposits per month: Up to 60 with remote deposit

Free transactions per month: 50; afterward, 50 cents each

Other benefits:

  • Earn up to 0.81% APY
  • First set of 50 checks for free

Axos Bank also offers saving accounts and Business CDs, but no credit cards.

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Regional Business Checking Account Options

Here’s a glance at three smaller, regional options for business checking accounts. If your area isn’t listed, you can research credit unions and banks near you.

America First Credit Union

This institution has branches in Nevada and Utah. America First offers four types of business checking accounts: Basic, Premier, High-Yield and Non-Profit.

The Basic Business Checking offers 250 free monthly transactions, free online bill pay, access to money market savings, lines of credit and Business Visa credit card.

First Horizon

This bank has branches in Tennessee, Florida, North Carolina, South Carolina, Virginia and Texas. First Horizon offers BizEssentials Checking (Value, Basic, Standard and Interest) and Business Interest Checking Account, which combines the benefits of a checking and interest-earning savings account.

The Business Interest Checking Account has no minimum balance requirements, plus you’ll earn interest on your balance and have access to a Visa Business debit card.

SunTrust, Now Truist

This bank has branches in Alabama, Arkansas, Washington, D.C., Florida, Georgia, Maryland, Mississippi, North Carolina, South Carolina, Tennessee and Virginia. SunTrust offers three types of business checking accounts: Simple Business Checking, SunTrust Primary Business Checking and SunTrust Business Advantage Plus Checking.

SunTrust Primary Business Checking has a $15 monthly fee that’s waived in the first two statement cycles and after that when you have a $1,000 minimum daily balance. Each month, you’ll get 150 free transactions and $5,000 cash processing.

What’s the Right Business Checking Account for You?

The best business checking account for you will depend on your business and needs. Whether you’re just starting out or looking to level up, there are plenty of options out there, online and off. Start your search now, so your future self — and CPA, come tax time — will thank you later.

Contributor Kathleen Garvin (@itskgarvin) is a personal finance writer based in St. Petersburg, Florida, and former editor and marketer at The Penny Hoarder. She owns a content-writing business and her work has appeared in U.S. News, and Well Kept Wallet.

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

Best Cheap Insurances of 2021

Finding the best cheap insurance rates for your home, automobile, and life is difficult. Not only do you need to decide what type of coverage you want, and how much, but you need to dig around until you find the best deals. Unfortunately, insurance prices can be based on highly personal factors such as age, […]

The post Best Cheap Insurances of 2021 appeared first on The Simple Dollar.

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How To Make Money Online Daily

Satori Set to Launch Kickstarter Campaign for New Industrial Resin 3D Printer

London-based tech company Satori propelled its first resin 3D printer, the pact hitherto professional ST1 600, in October of 2020, and established a partnership program at the same time in order to collaborate with world innovatives and inventors in the specific characteristics and manufacturing industry to solve problems using 3D printing. Now the female-led Satori, which makes “enlightenment” in Japanese Zen, is getting ready to introduce its next resin organization: the large-scale, industrial Satori VL2 800. Unlike its first printer, this one was developed through a strategic partnership with Chinese 3D printing corporation Elegoo, and will initially be sold through a Kickstarter campaign, which will begin sometime near the end of this month. This are helpful in represent the VL2800 more affordable, which isn’t often ascertained with gigantic resin systems.

I recently had the chance to speak with CEO Chengxi Wang about the company’s newest addition, and she was able to give me a lot of information about it.

3d printers

Let’s get right to the basics of the brand-new VL2800: with a 278 x 156 x 300 mm structure volume, the masked stereolithography( MSLA) printer is large enough to print an part bike helmet in one disappear, but pact enough to fit on your table. In fact, the “VL” in its honour stands for volume, and Satori may potentially launch a printer with an even bigger volume in the future to join this new VL line. The resin printer boasts a 6K mono screen, which offers much faster cure meters than traditional screens and, according to Satori,” a 51 micron pixel length the whole surface of the erect scaffold .”

” For a resin printer, it’s very tough to symmetry magnitude and accuracy. That’s because when the screen is limited to a certain resolution, and you increase the volume of the machine, it’s almost like when you take a picture with a camera that doesn’t have enhanced resolution. When you zoom in, it is increasingly becoming pixelated, so the overall publish tone will be more blurry. But, what we did is we heightened the screen. In the previous machine, we exercised 4K LCD screen, but for this version we applied a 6K LCD screen, and overall that will retain our accuracy ,” Wang said.

She went to explain the importance of maintaining stability when you increase a printer’s volume. A make can increase the Z axis easily enough, but if it isn’t stable enough, you won’t be brought to an end with good prints.

” The great challenge for publishing large-hearted capacity is that when you pull up the reproduce, it will create a very strong force that will suck this resin print down on the structure pulpit ,” she told me.

So you really need a stable Z axis when you’re dealing with a larger volume printer like this. For the new VL2800, Satori used a “KK module” from Taiwanese supply company HIWIN that better controls the stability applying a closed curve stepper motor and ball bolt, ensuring more consistent layer stature and reproduce surface aspect. Additionally, the printer also includes a self-monitoring feature for the Z axis machine, as in the past it would stop whenever it encountered any difficulty.

” But with this feature, if the engines marks the problem, it won’t stop automatically–it will stop only after it finishes one coating, which allows us to have a consistent layer throughout the print and results in a higher quality finish ,” she continued , noting that you really shouldn’t see layer strings with resin prints.

3d printing

Again, Satori is using a mono screen for the VL2800, which helps increase etch moved by increasing the curing time of each layer.

” With a resin printer, a mono screen is more advanced than a hue screen, because it allows more glowing to penetrate, which facilitates the efficiency of the curing process ,” Wang explained.

This 6K mono screen should make it possible to reproduce roles in immensities up to 27.8 x 15.6 x 30 cm, which is helpful for the types of employments that Satori is targeting with its new arrangement. Some parties might not miss a larger printer if they’re not publishing bigger duties, but as Wang explained to me, the added benefit of the VL2800 is that” it allows you to do quantity yield .”

” This is quite important for a company who wants to produce spare parts in capacity, like fastens or some other engineering spare parts ,” she said.

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Satori researched its 3D printer’s mettle by 3D printing 50 fastens in about 3 hour, offsetting it only four minutes of engraving per buckle.

” It will help people use the 3D printer for efficient customized yield ,” Wang stated.

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Wang explained that her insight for the new VL2800 actually came from Satori’s partnerships with industrial decorator Mahdi Naim.

” When well developing the machine, we really wanted to use feedback from our layout collaborators and local communities to help us think of what’s important ,” she justified.” A batch of the manufacturing sector decisions can deviate from what a customer needs, time to push the tech specs higher and better, but for us it’s more what “the consumers ” needs .”

Satori and Naim recently collaborated once again to 3D engrave a medical-grade prosthetic leg on its brand-new system. Wang said that the results were” beyond our expectancies .”

” The larger an object, the longer it takes to create and configure the tools in order to make it by traditional means ,” Naim said in Satori’s newsletter.” With 3D publish, there are virtually no setup steps, so great paradigms are much faster to etch than acquiring them any other way. During our first collaboration on the WFH collection, I be pointed out that the Satori printer was precise and fast, the resin divulges the determine thanks to its relation to the light while applying a soft touch and stability .”

Naim is always working to push social impact in Africa, and by 3D etching prosthetics, they are more easily available to public sectors that may not otherwise be able to yield them.

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Speaking of collaborations, Satori partnered with installed hobbyist-level 3D engraving busines Elegoo to launch its latest payment printer, in order to help make it more accessible. Founded in 2015, Elegoo propelled its Mars 3D printer–benchmarked against a PS1, 000 Zortrax system–for time PS200 in 2019, and as Wang set it, the Mars lopes better, with better quality, and” hobbyists are crazy for this machine .”

Wang first noticed Elegoo during her brief stint as the CEO of, and kept in touch after she struck out on her own to start Satori. She says that even though Elegoo focuses on hobbyist printers, while Satori is aimed more at the professional level, she and the company’s CEO have a similar vision.

” I think it will be a good synergy when we join hands in this new launch ,” she said.


Satori, which to come to a brand-new place near the Tower Bridge in London at the end of April, also recently constructed a brand-new manufacturing centre near Elegoo in Shenzhen.

” We hired new technologists to supervise the quality control on site, so it’s a exceedingly streamlined process there ,” Wang justified.” Our chief engineer is on site, and we’re hiring neighbourhood, and our new bureau there will be finished in one month, to ensure that the level of quality matches what we do here .”

In periods of what adjusts its new printer apart from the rest of the herd, Wang mentioned the Way 3L resin printer, which payments about PS9, 000, which she said is” actually quite a high price tag for designers who have this basic larger-volume need .”

” So for me, I understand there’s a work need, but on the other hand, can we reduce the premium? So our machine is a combination of affordability and too the volume ,” she explained.

” The rationale we didn’t proceed even bigger is because we wanted to ensure the best compounding of quality and stability in volume, and we believe this compounding is the best we can do still further with this affordable price tag .”

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Something else that performs Satori’s VL2800 printer different from other resin organisations is its colour scheme. The company’s first printer, the ST1600, had a red and black design aesthetic to parallel the company’s branding, but this one is black and white. This idea came about when Wang was mustering feedback for this new printer, and obtained a social media announce of favorite resin printer brands for dental lotions, which included the ST1 600.

” I been acknowledged that our machine actually lost its identity among the crowd of all the dental 3D printers. Quite generally, the resin 3D printer has either a blood-red or orange flood, and to match that cover, it’s either blacknes or grey as the basi. There’s a reason for this–red and orange can block the UV illuminate quite efficiently, but I invited our engineering unit if it was possible to choose a different color, and I got notified that colors coloring too labours ,” she explained.

” Black actually opens up the whole design flexibility, because as 3D printers became more prevalent in designer’s workspaces, especially “when youre a secretary” from dwelling, you don’t want a terribly incoherent coloring to be provided in your scheme studio, you want it to be a neutral coloring .”

The design and colour scheme for the new printer was also inspired by the black and white scheme of her oven, and Samurai helmets, especially in its encompas and how the door opens.


Wang said that Satori has validated the development of the VL2800 with prototype methods, and, thanks to the support of Elegoo’s efficient manufacturing capacity, is ready to produce, meaning that the estimated delivery time will be much shorter than your median Kickstarter project, which is pretty exciting.

The campaign is set to launch later this month, but anyone interested in periodic Kickstarter updates and the chance to get exclusive early bird pricing for Satori’s new VL2800 should sign up for the company’s newsletter mailing list. Also, bide sung to 3DPrint. com, because I’ll be sharing more exclusive message from Wang about the Kickstarter campaign soon!

The post Satori Set to Launch Kickstarter Campaign for New Industrial Resin 3D Printer loomed first on 3DPrint. com | The Voice of 3D Printing/ Additive Manufacturing.

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