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10 Ways to Prepare Your Business for a Natural Disaster (Video)

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Natural disasters can pose a number of challenges to your business. From employees who can’t make it to the office to suppliers that can’t deliver, roads and rails that get blocked, and ice that drags down power lines, disasters raise a number of hurdles to getting work done.

What can a small business do? The answer is simple: prepare. You need to take steps like the 10 ways to prepare your business for a natural disaster highlighted in the video above.

How to Prepare Your Small Business for a Natural Disaster

Natural disasters come in all shapes and sizes from localized power outages to blizzards that shut entire regions down. No matter the size, the goal is to keep your small business in operation while ensuring the safety of both your employees and customers.

First and foremost, you need to make sure your employees and customers are safe.

Begin by buying safety equipment like fire extinguishers and first aid kits and then training your employees on how to use them.

Also train a group of employees in basic first aid and CPR so they can help injured customers and other employees.

Finally, make sure you have clearly marked evacuation routes and ensure that they are accessible by employees with special needs.

Now that everyone’s safe, you need to make sure your business stays in operation.

Start preparing for a disaster by securing insurance that protects your company. Insurance is an easy way to recover from many of life’s problems, and that goes for your business, too.

Make sure your contact list of employees, customers and suppliers is up to date so you can get in touch with everyone even if you can’t get into the office.

To enable your employees to work, establish a second location where they can gather if the office is inaccessible. Even better, keep your apps and data in the cloud so everyone can continue to communicate and work even if they can’t leave their homes.

Finally, set up some alternate suppliers in case a disaster hinders deliveries on either their end or yours.

Check out the full 21-Point Checklist for Preparing for Natural Disasters.

Photos via Shutterstock

This article, “10 Ways to Prepare Your Business for a Natural Disaster (Video)” was first published on Small Business Trends

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Bitcoin Is on the Rise: Should You Accept It at Your Business?

After years of small ups and downs, Bitcoin’s value skyrocketed in 2017, going from under $1,000 to over $18,000. Investors who were smart enough to jump on board early became millionaires and even billionaires.

With the growing popularity of Bitcoin, it’s time to consider accepting it as a payment method at your business. In case you’re on the fence, here are several notable benefits of this cryptocurrency.

Benefits of Bitcoin

Bitcoin offers some advantages over other payment methods for you and your customers. The transaction fees are much lower than they are with credit cards, typically only a few cents for each purchase, and those transactions process very quickly because there is no financial institution acting as a middleman.

There’s no risk of sensitive information being compromised with cryptocurrency transactions, because none of the customer’s information is attached to the payment method. The customer essentially sends the cryptocurrency from their online wallet to yours. It works the same way a cash transaction would. That also means no chargebacks, which eliminates your risk of chargeback fraud.

Considering Bitcoin’s recent increase in value, you could come out ahead by allowing customers to pay you with it. It’s easy to turn your Bitcoins into cash or swap them for other digital assets of your choosing. From a customer satisfaction standpoint, the more payment methods you accept at your business, the better.

How to accept Bitcoin with a payment processor

The simplest way to accept Bitcoin at your business is to use a Bitcoin payment processor.Β All these payment processors make it easy to add Bitcoin to your accepted payment methods, both on a website and at a brick-and-mortar store. They also provide other cryptocurrency options if you want to accept more than just Bitcoin.

After you sign up with your payment processor of choice, you can get a Bitcoin wallet through it or connect yours if you have one already. For an e-commerce site, you then install a plugin from your payment processor to make Bitcoin an accepted payment method with your existing e-commerce platform. For in-person transactions, the most efficient methodΒ is selecting a payment processor that can integrate with your point-of-sale (POS) system.Β 

Using a Bitcoin wallet app

Another option for in-person transactions is any Bitcoin wallet app. These apps generate a QR code corresponding to a payment address, and then the customer can scan the QR code with their phone to send Bitcoins from their digital wallet to yours.

Although you avoid fees this way, it’s much slower than aΒ POS system. It works if you want to do a test run before you commit to accepting Bitcoin, but once you’re sure about it, you should transition to a payment processor.

Once you’ve received payments in Bitcoin, the money will be in your digital wallet and you can use it however you wish. Bitcoin payment processors provide the option of converting your Bitcoins to a traditional currency, typically for a 1 percent fee.

Potential issues

You faceΒ risks when accepting Bitcoin at your business. The most significant is the volatility of the cryptocurrency. Bitcoin has had a fantastic end to 2017, but some believe its value will go back down.

If you accept Bitcoin and don’t convert it to a traditional currency right away, any market fluctuations couldΒ affect your bottom line for better or worse. Although all currencies fluctuate in value, Bitcoin is much less stable than other currencies right now, and there’s no guarantee that will change.

You may also find that you don’t receive many Bitcoin transactions. People are understandably hesitant to spend their Bitcoins now, since the value has been increasing so quickly. It’s possible that Bitcoin will become more of an asset than a currency, in which case it’s as likely to have a Bitcoin transaction as it is to have someone pay you in gold or silver.

Even though the price of Bitcoin is anything but stable, there is still a subset of customers who appreciate being able to payΒ with it, and accepting it can be beneficial for your business. If you start accepting Bitcoin now, you won’t be playing catch-upΒ if and when the currency becomes a widely used payment method.

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